

Fifteen years after the collapse of the US investment bank Lehman Brothers triggered a devastating global financial crisis, the banking system is in trouble again. Central bankers and financial regulators each seem to bear some of the blame for the recent tumult, but there is significant disagreement over how much – and what, if anything, can be done to avoid a deeper crisis.
发自牛津——人工智能是下一个技术前沿,而且具备缔造或打破世界秩序的潜力。人工智能革命既可以让“数十亿底层民众”摆脱贫困,让那些失去效能的机构得以革新,也有可能加剧社会不公,导致不平等状况恶化。而最终的结果将取决于我们如何引导这些未来的变革。
不幸的是,人们在引导技术革命方面一直都表现拙劣。以互联网为例,它对世界各地的社会都产生了巨大的影响,也改变了我们的沟通,工作和消闲方式,但同时也搅乱了一些经济部门,强行变革了一些长期存在的商业模式,还创造了几个全新的行业。
但互联网并未带来许多人预期的全面转型,当然没能解决诸如消灭贫困或者送人类到达火星等重大问题。正如在线支付系统PayPal的联合创始人彼得·蒂耶(Peter Thiel)曾经指出的那样:“我们本想要能飞的汽车;谁知却最终收到了140个推特字符。”
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